Wednesday, March 24, 2010

Stock tips on investing in US stock market

Here is the guidelines on opening a US stock market account

1. You need a photocopy of 2 IDS. ( I suggest 1 Passport and 1 Drivers license )
2. You need also a photocopy of 1 billing statement ( must have your name and current address )
3. You need to sign up some forms like signature cards and new accounts.
4. You need to mail all the forms to their ADDRESS stated on website. *
5. Deposit money using money transfer on your online broker account when opened.
( fees on banks here are from $10 to $30 ) so i suggest deposit more than $1000 on your first transfer.

*By the way, on Sogotrade you dont need to send the forms on their address, you can just scan your data's and send it to their customer support. On TDameritrade you still have to send the forms w/ signatures to their address in US.

The process is very easy actually, you just need to fund your sogotrade account $500 to get the 1 month free trades or fund your tdameritrade account $2000 to get the 1 month free trades.

I only suggested this two online brokers because they accept traders from here in our country.
I have also tried their service for a year now with no problems.

You can ask questions here on my blogsite :0) no need to be an expert to open a US account.

By the way, I also have a guidelines below on how to open in TdAmeritrade and SogoTrade.
Please post here your email address so I can use my referral program, you will also get the free trades.

Learn the Stock Market from



Everything is now working in favor of individual investors to learn about stocks and trade them. The Internet has opened up a new world to everyone.

Online trading has changed the average investors' involvement in trading their own stocks. The availability of company information has become so widespread and easily attainable that researching and finding stocks to buy and sell is as easy as logging onto your computer.

Buying a stock for the long term means that you want to own part of a company and you think that in the future the company will be profitable. If you buy stock in a company and the company performs well, the stock's price should rise. If the company fails, then the stock should fail you, too and go down.

Companies list their stocks on the various stock exchanges located throughout the U.S. The stock exchanges actually compete with each other for these listings, since companies that attract more trading make more money for the stock exchange that listed it.

Company stocks are assigned a "ticker", or trading symbol by the listing exchange. You may notice some well-chosen tickers that are easy to remember, like "DNA" for the company Genentech, a biotechnology firm. Or some companies' ticker is the same as its name, Nike for example.

You need to know the ticker of a stock in order to access information about the stock and eventually trade it.

The various stock exchanges are a very good place to start getting information on stock trading and general investing. We suggest you visit the following web sites:

* The American Stock Exchange (
* The Nasdaq Stock Market (
* The New York Stock Exchange (
* The Pacific Exchange (
* The Philadelphia Exchange (

Besides being a great online source, some of the exchanges listed above give free seminars about investing.

The Securities and Exchange Commission, which is the watch dog and regulator of the securities industry, also has an investor education program and you can get more information at it's web site at



Many investors decide to have a portion of their money in bonds or bond funds, and some experts say as much as 30 percent of your money should be invested in bonds.

Why? Bonds are very liquid -- easily sold -- and can be less risky than stocks, to start. They are fixed-income investments that pay interest, which means safer and more dependable income than many other investment choices.

A bond is very similar to an I.O.U. with interest. When you buy a bond you are giving money to a government, a corporation or a municipality—and it in turn issues an “I.O.U.” for the money you provided. Until that money (called the face value of the bond) is paid back to you on a specified date, you are paid interest on it.

Here are the types of bonds you can choose from: U.S. government securities, municipal bonds, corporate bonds, mortgage and asset-backed securities, federal agency securities and foreign government bonds.

It used to be hard to find information on the Web about bonds, but that’s not so anymore.

A good place to look may be The Bond Market Association site. This site has a great deal of information on bond basics as well as free bond price information on corporates, municipals and treasurys. It also has bond news and research information, and a list of bond dealers.

Bonds Online is another good source to know—it’s run by Twenty-First Century Municipals Inc., an online information- services company based in Mercer Island, Washington. It has various news sections on the fixed income market and a bond market commentary updated everyday. Price quotes and research reports can be found there, too.

You can also go to the official site for Treasury bond information, which is the Bureau of Public Debt Online. Ever wonder what that savings bond is worth? The site has a calculator to help you figure it out and will even let you buy savings bonds online. But there’s a ton of more bond information there for you to peruse.

Also, visit the mutual fund types page to find out more about bond funds.

Mutual funds

What's a mutual fund?

A mutual fund, also referred to as an open-end fund, is an investment company that spreads its money across a diversified portfolio of securities -- including stocks, bonds, or money market instruments.

Shareholders who invest in a fund each own a representative portion of those investments, less any expenses charged by the fund.

Mutual fund investors make money either by receiving dividends and interest from their investments, or by the rise in value of the securities. Dividends, interest and profits from the sale of any securities (capital gains) are passed on to the shareholders in the form of distributions. And shareholders generally are allowed to sell (redeem) their shares at any time for the closing market price of the fund on that day.

Go to the MarketWatch Mutual Funds page for news, commentary and data on funds.

Why invest in mutual funds?

There are a variety of reasons why investors might choose mutual funds over other investments, such as individual stocks and bonds. The number one reason is diversity, which can both increase your potential returns and decrease your overall risk.

Mutual funds allow an investor to spread out his or her money across as few as a handful to as many as several thousand companies at one time.

Funds can be especially advantageous for small investors who would be forced to pay enormous transaction fees if they bought the securities individually, and for investors who either don't have the time to research their own investments or who don't trust their own investment expertise. (For more on asset allocation, see "Build Your Own Mutual Fund Portfolio" tool).

That said, mutual funds aren't necessarily low-cost investments. Many of them charge one-time "load fees" to new purchasers that can exceed 5 percent of the investment, and all mutual funds take on average take 1.3 percent of assets a year for operating expenses, expressed as the "expense ratio."

As a result, "index" funds (see below) have surged in popularity in recent years because, on average, they provide a much lower expense ratio than managed funds. Also an index fund's risk is limited to that of the benchmark index that it tracks, such as the Standard & Poor's 500.

Finally, the rapid emergence of 401(k) plans as the retirement vehicle of choice for millions of Americans means that mutual funds are here to stay.

Professional management can be both a benefit and a liability of actively managed mutual funds. Several studies show that, over time, the average, actively managed fund has underperformed the overall stock market. Still, by picking funds with good long-term track records, managers you trust and low expenses, investors can build a portfolio with the potential for steady, long-term returns that match their own investment goals and tolerance for risk.

Liquidity -- the ability to readily access your money -- is another benefit of mutual funds. Funds can be sold on any business day at that day's closing price – or at the following day’s close if the sell order is placed after the market closes.

The price per share at any given time is known as the net asset value, or NAV, which is the current market value of all the fund's assets, minus liabilities, divided by the total number of outstanding shares. As new investors buy into a fund, the number of outstanding shares goes up, as does the market value of assets, but the NAV remains the same.

Mutual fund educational links

* Online classes are a fun way to learn mutual fund basics
* Take The Vanguard Group's mutual fund quiz
* The American Association of Individual Investors' glossary of mutual fund terms
* The Investment Company Institute’s Web site for mutual fund facts and figures



You may have heard of options and seen that you can trade them in your online account, but what is a stock option and why would you even care if one exists?

Let's start first with a very basic question: What is a stock option?

A stock option is not a physical thing like holding shares in a company. Instead it is a contract between two parties.

When you own stock (or shares) you actually own part of a physical entity--a piece of a company. An option is an agreement, or contract, where one party agrees to deliver something to another party within a specific time period and for a specific price.

This distinction is important because with options you are not borrowing anything. For example, in the case of stock, you must first borrow the stock to short it--but with options there is nothing to borrow so you can short options without the worry of borrowing first.

Options are popular because they can help you get more bang for your buck. Instead of buying a stock outright, you can enter into an options contract which can be much cheaper but have the same--or even better--results.

Options can also be less risky than holding stocks, but that is not always the case. If you plan on trading options at some point make sure you understand fully the risk and downside of each trade. Also, options take more attention and can amplify the movement of a stock in your favor or out of your favor very quickly. So options trading is not for everyone, especially if you are not comfortable taking on risk or managing positions.

Learning about options isn't difficult anymore. There are a few web sites that have popped up recently to help you keep track of options news. And there have been plenty of books written recently that can really help individual investors understand how using options can be a worthwhile endeavor, depending on your financial needs.

Many of the various options exchanges have web sites geared towards individual investors looking for information on options.

Probably the best prepared to reach investors is the Chicago Board Options Exchange, which has a terrific web site set up to educate you. Visit its education page. The CBOE also holds seminars and sells books about options and how to trade them.

Your broker also can give you much guidance if you are prepared to trade options online or through a proprietary service.

source from marketwatch

Tuesday, March 16, 2010

You will received 500 FREE TRADES when you fund your account for $2000



These easy-to-follow instructions will take you through the online application process from start to finish — and the screenshots will help you keep track of where you are. Once you’ve opened your account and set up funding, you’ll be on your way to pursuing a more secure financial future! Please note this process is for opening an Individual account. If another account type is selected, you may have a slightly different experience or need to complete additional steps.
STEP 1 –

Gather Required Information and Select an Account Type

You will find a list of the time and information requirements for completing your online application. Please allow 12-15 minutes to enroll, and have all necessary information handy before beginning the online application.

Below, you will see three account options. Select “Individual” if you are opening your own account, “Joint” if you are opening an account with another person or “Individual Retirement Account” if you are opening an IRA.

If you’re planning to open a different type of account, select the “Account Types” hyperlink in the text below the account options. It will take you to a full list of account types and descriptions, with links to applications for those accounts. Please note that the enrollment process for these accounts will differ slightly from these instructions.

Once you have selected the account you wish to open, click the “Next” button to move to the next screen.

Screen 1

STEP 2 –
Select an Account Profile

You will be given four different choices. Select “Cash” for the most basic account with the TD AMERITRADE FDIC Insured Deposit Account* feature. The other choices are for experienced traders, so carefully read all documents relating to these account types on the right side of the page.

Be sure to read the TD AMERITRADE Privacy Statement, checking the box to confirm that you’ve read it.

Screen 2
STEP 3 –
Create Your Account Profile

This page records your basic information and helps you personalize your Save Yourself account. Anything with an asterisk is a required field. Be sure to also select your document delivery preference. Once you have filled in all required fields, click “Next” to move to the next page.

Screen 3

STEP 4 –
Disclose Affiliations

If you have certain financial or political affiliations, you will be asked to declare this information. Simply select “Yes” or “No.”

Screen 4

STEP 5 –

Declare Employment and Financial Status, and Determine How Your Account Will Earn Interest

You will be asked for your employment status, annual income and other information — all required when filling out a brokerage application. If you have any questions or concerns regarding the information being asked, you can consult the Help Section on the right side of the page.

You will be informed that your account balance will earn interest through a TD AMERITRADE FDIC Insured Deposit Account.

Screen 5

STEP 6 –
Review Your Profile Information

Double check to make sure all of your information is correct. If you find a mistake, this is your chance to correct it.

Screen 6

STEP 7 –
Create Account Access Information

Input the information, including UserID, password and PIN, you will use to securely access your TD AMERITRADE account.

Screen 7

STEP 8 –
Review our Client Agreement

Please take the time to read, print and save this important document. To confirm you have read the Client Agreement and agree to its terms, click “I agree.”

Screen 8

STEP 9 –
Complete the IRS Form W-9

Fill out this simple questionnaire from the IRS.

Screen 9

STEP 10 –
Sign Your Application

Please read, then electronically sign your application by selecting the checkbox and clicking “Next.”

Screen 10

STEP 11 –
Fund Your Account

There are many ways to set up the initial funding of your account. If your initial deposit is being made through electronic funding, you’ll need your bank’s routing number (usually found at the bottom of your checks, or you may need to contact your bank) and your checking or savings account number. Please note that for any funding method selected, you’ll need to go into your account once it’s open and set up electronic monthly deposits.

Screen 11

STEP 12 –
Start Taking Control of Your Financial Future

Now that you’ve opened your Save Yourself account with TD AMERITRADE, you’re officially on your way. As you go through the final page, look for further instructions on opening your account. Take the time to print recommended documents and put them in a safe place. Once you’ve completed the application process, log on to your new account using your UserID and password, and start establishing your financial independence!

Screen 12

*Cash in a TD AMERITRADE FDIC Insured Deposit Account is held at TD Bank, N.A. and TD Bank USA, N.A., affiliates of TD AMERITRADE. Under temporary legislation (through December 31, 2013), all deposit accounts offered by participating institutions are eligible for Federal Deposit Insurance Corporation (FDIC) insurance up to $250,000. Limits are per account ownership per institution. Please monitor your entire deposit to ensure it does not exceed the coverage limit. To learn more about FDIC coverage, go to


TD AMERITRADE and Suze Orman are separate and not affiliated, and are not responsible for the services and information provided by the other.

TD AMERITRADE, Division of TD AMERITRADE, Inc., member FINRA/SIPC. TD AMERITRADE is a trademark jointly owned by TD AMERITRADE IP Company, Inc. and The Toronto-Dominion Bank. © 2010 TD AMERITRADE IP Company, Inc. All rights reserved.
Used with permission.

Invest in SogoTrade

Please use my personal referral link to sogotrade :0) thanks
Open an account and get 100 free trades Guaranteed ( just message me below if you have questions )
Your Personal Referral Link To SogoTrade:

(Send your friends and family your personal referral link. When they use the link to access the online application, your referral code will automatically be entered on the application.)

SogoTrade - Stock Market Broker | Trade Stocks Online

SogoTrade is an online discount stock market brokerage firm based in New York, NY, United States that deals in stocks and Exchange-Traded Funds (ETF). Trades are placed by the customer online in either real time or as an automatic daily investment. Whether you are a beginner or an advanced professional, Sogotrade offers 3 trading platforms namely SogoTrade, SogoElite and Laser.

SogoTrade is affiliated with Genesis Securities LLC., a self-clearing, regulated and licensed by FINRA and insured by SIPC.

Stock Trading Recommended Links

SogoTrade - Stock Broker
Open account with SogoTrade - Open Account with SogoTrade
Genesis Securities - Genesis Securities
Step by Step guide on How to Open an Account with SogoTrade - How to Open an Account with SogoTrade

SogoTrade - $3 per Trade

SogoTrade - the online deep discount stock broker offers $3 per trade unlimited shares.

When you open an account with SogoTrade, you get 100 free trades.

Transfer your account to SogoTrade and get $100 for transfer cost.

curated content from Flickr

Options Trading with SogoTrade


SogoTrade Commission Schedule

  • Online order -------$3 Unlimited shares *

  • Broker-Assisted Trade -------$27 Unlimited shares **

  • Account minimum -------$500.00

  • Electronic funds transfers------- Unlimited / free

  • Inactivity fees-------None

  • Subscription fees-------None

* For stocks traded below $1.00, the online commission is ½% of the principal value subject to a $3.00 minimum.
** For stocks traded below $1.00, the broker assisted trade commission is ½% of the principal value subject to a $27.00 minimum.

For trades of more than 100,000 shares, please contact customer service for assistance.

SogoTrade offers many convenient funding options including one-time and recurring ACH electronic transfers, check deposits, and wire transfers.

Open an Account with SogoTrade Now !

And get these special offers

SogoTrade has Own Trading Platform, Own Market Data and Own Clearing

Yes, Costs Reduced Altogether. What else do you want?

1. Benefited from the technology platform of Genesis Securities - SogoTrade's Parent Company.

2. We developed and maintain our own trading platform, eliminating software licensing fees and reducing development time and costs.

3. We're our own market data vendor, so we don't have to purchase data from vendors like Bloomberg or Reuters.

4. We developed and directly maintain our own clearing. So we pay less to execute a trade-we don't pay an outside clearing firm a charge every time we execute a trade.

5. We benefit from the volume we trade: Genesis and SogoTrade transact over 120 million shares each day, representing the equivalent of 2-4% of Nasdaq's total daily trading volume. By spreading our overhead over a large trading volume and leveraging our economies of scale-all while constantly watching our costs-SogoTrade can offer some of the lowest commissions without sacrificing service, quality, or profitability.

Latest about SogoTrade

A quick guide to low- or no-fee investing online
You might also consider opening an account with one of the deep-discount online brokerages, like Sogo Trade, Zecco or Tradeking, which charge low ...
SogoTrade Chooses GainsKeeper to Simplify Tax Reporting for Investors
(Business Wire) SogoTrade, a division of Genesis Securities LLC, will implement Wolters Kluwer Financial Services' GainsKeeper tax-lot accounting technology ...

Open an account with SogoTrade !

Opening an account with SogoTrade is fast and easy.
It takes only about 10 minutes to complete 6 simple steps.

Step 1 to Step 3

1. Establish your username and login information.

2. Provide basic identity and profile information.

3. Verify your account profile information.

Step 4 to Step 6

4. Complete account and exchange agreements.

5. Submit application, receive email approval, begin using SogoTrade.

6. A minimum of $500 must be deposited before you can begin trading.

SogoTrade Features

Why you would choose SogoTrade as your preferred Stock Broker ?

1. $3/trade
2. Open an account and get 100 free trades
3. Refer a friend and get 25 free trades
4.Robust & reliable trading platform
SogoTrade alongwith its parent company, Genesis Securities transact over 120 million shares each day, representing the equivalent of 2-4% of Nasdaq's total daily trading volume.The technology is solid as SogoTrade with Genesis has its own trading platform, own market data and own clearing, saving much of the cost.

5. Free research tools for the investors by which you get:

Company Research
Intraday Screener
Quotes & Charts
IPO Center
News Center

6. Fast Order Execution
7. Excellent Customer service
8. Three great trading platforms:
9. $5 million account protection with Securities Investor Protection Corporation (SIPC) & enhanced online security
10. Powerful Trading Technology
11. No account inactivity or account maintenance fees

Video - SogoTrade Trading Center

SogoTrade trading center is simple to operate and easy to use.

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Video - Linking an External Bank Account with SogoTrade

Electronic transfers are one of the most convenient methods of depositing and withdrawing funds to and from your SogoTrade account. Prior to initiating an electronic transfer, your external account must be linked to SogoTrade. This video will guide you through the account linking and verification process.

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SogoTrade on

Stock Market Broker

SogoTrade is an online discount stock market brokerage firm based in New York City that deals in shares of stock and Exchange-Traded Funds (ETF). It was previously named SogoInvest when it was first launched in 2006. It is affiliated with Genesis Securities LLC., a self-clearing organization. Dealing entirely on the Internet, trades are placed by the customer in real time. Sogotrade offers two trading platforms, namely SogoTrade (Web-based) and SogoElite (software).

SogoTrade is regulated and licensed by FINRA and insured by SIPC.

Contact Stock Broker